About Personal Loans Kingston Jamaica
We offer personal loans from $10,000 JMD to $500,000 JMD. Amounts above $45,000 JMD qualify for flexible repayment schedules — weekly or bi-weekly — tailored to your income and budget. All terms are confirmed in writing before disbursement.
Who Qualifies?
Personal loans are available to employed, self-employed, and contract workers across Jamaica. You'll need valid ID, proof of income, 3 months bank statements, and a guarantor. We serve all 14 parishes.
Why Choose A&G?
- Loans from $10,000 to $500,000 JMD
- Flexible weekly or bi-weekly repayment
- Dedicated loan officer throughout the process
- Same-day disbursement possible for complete applications
- Transparent interest — no hidden fees
- Serving all 14 parishes across Jamaica
Frequently Asked Questions
Personal loans from A&G can be used for almost any legitimate purpose — home repairs, medical expenses, school fees, debt consolidation, weddings, funerals, travel, or general living expenses.
For complete applications with all documents, approval typically happens within 24 hours. Incomplete applications take longer as we may need to follow up for missing documents.
Yes. Self-employed applicants are welcome. You'll need bank statements or business records showing consistent income over at least 3 months.
Our maximum personal loan is $500,000 JMD. Amounts above $45,000 qualify for flexible repayment schedules rather than a single lump-sum repayment.